That question has been debated at length by UIRA Board members over several years. The latest response (3-6-14) received by Board member Pam Willard comes from Tracey Schmidt of UI Information Technology Services (ITS): “We simply have no licensing options for retirees. Microsoft does not offer any. Here is a link to some options: http://its.uiowa.edu/news/what-software-options-do-retirees-have