For the second year, Hills Bank and Trust Co. has awarded a grant to the UIRA to support the Travel Photo Contest.  “We’re immensely grateful to Hills Bank and Keith Jones (senior vice president) for the support,” said Ken Starck, UIRA past president.  “The $500 this year makes it possible to enlist professional photographers as judges and to offer modest prize money for the winning photos.”  In each of the three categories — Iowa, USA-outside-Iowa and International — first place winners will receive $75; second place, $30; and third place, $20.  Winning entries will be announced at the UIRA’s annual business meeting and luncheon April 21, and all photos entered will be displayed in a continuous looping slide show.  Starck has organized the contest since he initiated it three years ago.  “The contest confirms what we probably already knew,” he said.  “Retirees like to take pictures (the number of photos submitted has increased each year), and they like to travel.  The contest gives them a chance to share their efforts.”